| LOAN RATES - (click here for a loan application) |
| PERSONAL LOANS |
| Term |
Rate As low As |
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|
| 6 Months |
9.5% APR* |
| 12 Months |
9.5% APR* |
| 24 Months |
10.0% APR* |
| 36 Months |
10.5% APR* |
| 48 Months |
11% APR* |
|
| auto loans new - 2009 |
|
|
| Term |
Rate As low As |
| 36 Months |
4.74 APR* |
| 48 Months |
4.74 APR* |
| 60 Months |
4.74 APR* |
| 72 Months |
5.74% APR* |
|
| auto loans used |
| Vehicle
year |
Term |
Rate As low As |
| 2008-2010 |
60 Mos |
4.74% APR* |
| 2005-2007 |
60 Mos |
5.25% APR* |
| 2004-2003 |
24 Mos |
5.49% APR* |
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|
home equity loans |
|
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Rate As low As |
Rate As low As |
|
|
Fixed |
5.75%-6.5% APR* |
|
|
Variable |
Prime |
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| Home Improvement loans |
| Term |
Rate As low As |
| Up to 15 Years |
6.75% APR* |
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| recreation loans |
| Term |
Rate As low As |
| 96 Months |
7.50% APR* |
|
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| Passbook loans |
| Term |
Rate As low As |
| 5 Years Max |
3.0% above savings rate |
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| Accounts |
| Certificates of Deposit |
| Term |
Rate As low As |
|
|
| 6 Months |
1.25% APY** |
| 9 Months |
1.25% APY** |
| 12 Months |
1.45% APY** |
| 18 Months |
1.55% APY** |
| 24 Months |
2.25% APY** |
| 2 month interest pentalty for early withdrawal |
|
|
| Savings |
| $25.00 - $19,999.99 |
.26% APY** |
| $20,000.00 - $49,999.99 |
.41% APY** |
| $50,000.00 and over |
.61% APY** |
| Savings insured to at least $250,000.00 |
| |
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| Club Accounts |
| .26% APY* Holiday and Vacation |
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|
Please call credit union for more details.
Note: All Savings and Loan rates are subject to change at any time as approved by the Board of Directors.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
Rates effective as of 2/22/2010 |
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